2024 연봉 실수령액표 세전 세후 계산표 국민연금 건강보험 장기요양 고용보험 4대보험

연봉 실수령액은 단순히 연봉을 월급으로 계산한 금액이 아닙니다. 국민연금, 건강보험, 장기요양, 고용보험 등 4대 보험료와 소득세, 지방소득세를 공제한 후 실제로 받는 순수한 수입을 나타냅니다. 2024년을 기준으로 최신화된 연봉 실수령액 표를 알아보고, 이에 적용된 각종 공제율에 대한 설명을 함께 알아보겠습니다.

공제금액 계산 기준

• 국민연금 월 최대 납부액: 53만 1,000원 (4.5%)
• 건강보험: 3.545%
• 장기요양: 건강보험료의 12.81%
• 고용보험: 0.90%
• 소득세: 근로소득 간이세액표의 공제 대상 가족 수 1인 기준
• 지방소득세: 소득세의 10%

2024 연봉 실수령액표

아래 제공하는 2024년 연봉별 실수령액 표는 부양가족 한 명(본인)을 기준으로 작성되었습니다. 소득세와 지방소득세는 부양가족 수에 따라 약간 변동할 수 있습니다. 참고하여 확인해주세요.

연봉 2000만원~3900만원

연봉	월급(세전)	국민연금	건강보험	장기요양	고용보험	소득세	지방소득세	공제합계	실수령액
20,000,000	1,666,667	75,000	59,080	7,560	15,000	12,220	1,220	170,080	1,496,587
21,000,000	1,750,000	78,750	62,030	7,940	15,750	14,080	1,400	179,950	1,570,050
22,000,000	1,833,333	82,500	64,990	8,320	16,500	15,730	1,570	189,610	1,643,723
23,000,000	1,916,667	86,250	67,940	8,700	17,250	17,390	1,730	199,260	1,717,407
24,000,000	2,000,000	90,000	70,900	9,080	18,000	19,520	1,950	209,450	1,790,550
25,000,000	2,083,333	93,750	73,850	9,460	18,750	22,090	2,200	220,100	1,863,233
26,000,000	2,166,667	97,500	76,800	9,830	19,500	24,660	2,460	230,750	1,935,917
27,000,000	2,250,000	101,250	79,760	10,210	20,250	27,560	2,750	241,780	2,008,220
28,000,000	2,333,333	105,000	82,710	10,590	21,000	30,130	3,010	252,440	2,080,893
29,000,000	2,416,667	108,750	85,670	10,970	21,750	32,700	3,270	263,110	2,153,557
30,000,000	2,500,000	112,500	88,620	11,350	22,500	35,600	3,560	274,130	2,225,870
31,000,000	2,583,333	116,250	91,570	11,730	23,250	38,340	3,830	284,970	2,298,363
32,000,000	2,666,667	120,000	94,530	12,100	24,000	44,820	4,480	299,930	2,366,737
33,000,000	2,750,000	123,750	97,480	12,480	24,750	52,530	5,250	316,240	2,433,760
34,000,000	2,833,333	127,500	100,440	12,860	25,500	59,370	5,930	331,600	2,501,733
35,000,000	2,916,667	131,250	103,390	13,240	26,250	66,220	6,620	346,970	2,569,697
36,000,000	3,000,000	135,000	106,350	13,620	27,000	74,350	7,430	363,750	2,636,250
37,000,000	3,083,333	138,750	109,300	14,000	27,750	81,190	8,110	379,100	2,704,233
38,000,000	3,166,667	142,500	112,250	14,370	28,500	88,040	8,800	394,460	2,772,207
39,000,000	3,250,000	146,250	115,210	14,750	29,250	95,430	9,540	410,430	2,839,570

근로소득 간이세액표 다운

연봉 4000만원~5900만원

연봉	월급(세전)	국민연금	건강보험	장기요양	고용보험	소득세	지방소득세	공제합계	실수령액
40,000,000	3,333,333	150,000	118,160	15,130	30,000	105,210	10,520	429,020	2,904,313
41,000,000	3,416,667	153,750	121,120	15,510	30,750	114,990	11,490	447,610	2,969,057
42,000,000	3,500,000	157,500	124,070	15,890	31,500	127,220	12,720	468,900	3,031,100
43,000,000	3,583,333	161,250	127,020	16,270	32,250	137,000	13,700	487,490	3,095,843
44,000,000	3,666,667	165,000	129,980	16,650	33,000	146,780	14,670	506,080	3,160,587
45,000,000	3,750,000	168,750	132,930	17,020	33,750	156,560	15,650	524,660	3,225,340
46,000,000	3,833,333	172,500	135,890	17,400	34,500	171,930	17,190	549,410	3,283,923
47,000,000	3,916,667	176,250	138,840	17,780	35,250	182,610	18,260	568,990	3,347,677
48,000,000	4,000,000	180,000	141,800	18,160	36,000	195,960	19,590	591,510	3,408,490
49,000,000	4,083,333	183,750	144,750	18,540	36,750	206,640	20,660	611,090	3,472,243
50,000,000	4,166,667	187,500	147,700	18,920	37,500	217,320	21,730	630,670	3,535,997
51,000,000	4,250,000	191,250	150,660	19,290	38,250	228,000	22,800	650,250	3,599,750
52,000,000	4,333,333	195,000	153,610	19,670	39,000	238,680	23,860	669,820	3,663,513
53,000,000	4,416,667	198,750	156,570	20,050	39,750	249,360	24,930	689,410	3,727,257
54,000,000	4,500,000	202,500	159,520	20,430	40,500	262,840	26,280	712,070	3,787,930
55,000,000	4,583,333	206,250	162,470	20,810	41,250	276,560	27,650	734,990	3,848,343
56,000,000	4,666,667	210,000	165,430	21,190	42,000	287,780	28,770	755,170	3,911,497
57,000,000	4,750,000	213,750	168,380	21,560	42,750	299,000	29,900	775,340	3,974,660
58,000,000	4,833,333	217,500	171,340	21,940	43,500	310,220	31,020	795,520	4,037,813
59,000,000	4,916,667	221,250	174,290	22,320	44,250	321,440	32,140	815,690	4,100,977

나의 월급 한달 납부 세금은?

연봉 6000만원~7900만원

연봉	월급(세전)	국민연금	건강보험	장기요양	고용보험	소득세	지방소득세	공제합계	실수령액
60,000,000	5,000,000	225,000	177,250	22,700	45,000	335,470	33,540	838,960	4,161,040
61,000,000	5,083,333	228,750	180,200	23,080	45,750	346,690	34,660	859,130	4,224,203
62,000,000	5,166,667	232,500	183,150	23,460	46,500	357,910	35,790	879,310	4,287,357
63,000,000	5,250,000	236,250	186,110	23,840	47,250	369,130	36,910	899,490	4,350,510
64,000,000	5,333,333	240,000	189,060	24,210	48,000	380,350	38,030	919,650	4,413,683
65,000,000	5,416,667	243,750	192,020	24,590	48,750	391,570	39,150	939,830	4,476,837
66,000,000	5,500,000	247,500	194,970	24,970	49,500	405,590	40,550	963,080	4,536,920
67,000,000	5,583,333	251,250	197,920	25,350	50,250	416,810	41,680	983,260	4,600,073
68,000,000	5,666,667	255,000	200,880	25,730	51,000	428,030	42,800	1,003,440	4,663,227
69,000,000	5,750,000	258,750	203,830	26,110	51,750	439,250	43,920	1,023,610	4,726,390
70,000,000	5,833,333	262,500	206,790	26,480	52,500	450,470	45,040	1,043,780	4,789,553
71,000,000	5,916,667	265,500	209,740	26,860	53,250	483,220	48,320	1,086,890	4,829,777
72,000,000	6,000,000	265,500	212,700	27,240	54,000	505,900	50,590	1,115,930	4,884,070
73,000,000	6,083,333	265,500	215,650	27,620	54,750	524,050	52,400	1,139,970	4,943,363
74,000,000	6,166,667	265,500	218,600	28,000	55,500	542,190	54,210	1,164,000	5,002,667
75,000,000	6,250,000	265,500	221,560	28,380	56,250	560,340	56,030	1,188,060	5,061,940
76,000,000	6,333,333	265,500	224,510	28,750	57,000	578,480	57,840	1,212,080	5,121,253
77,000,000	6,416,667	265,500	227,470	29,130	57,750	596,620	59,660	1,236,130	5,180,537
78,000,000	6,500,000	265,500	230,420	29,510	58,500	619,300	61,930	1,265,160	5,234,840
79,000,000	6,583,333	265,500	233,370	29,890	59,250	637,450	63,740	1,289,200	5,294,133

연봉 8000만원~9900만원

연봉	월급(세전)	국민연금	건강보험	장기요양	고용보험	소득세	지방소득세	공제합계	실수령액
80,000,000	6,666,667	265,500	236,330	30,270	60,000	655,590	65,550	1,313,240	5,353,427
81,000,000	6,750,000	265,500	239,280	30,650	60,750	673,740	67,370	1,337,290	5,412,710
82,000,000	6,833,333	265,500	242,240	31,030	61,500	691,880	69,180	1,361,330	5,472,003
83,000,000	6,916,667	265,500	245,190	31,400	62,250	710,020	71,000	1,385,360	5,531,307
84,000,000	7,000,000	265,500	248,150	31,780	63,000	732,700	73,270	1,414,400	5,585,600
85,000,000	7,083,333	265,500	251,100	32,160	63,750	750,850	75,080	1,438,440	5,644,893
86,000,000	7,166,667	265,500	254,050	32,540	64,500	768,990	76,890	1,462,470	5,704,197
87,000,000	7,250,000	265,500	257,010	32,920	65,250	787,140	78,710	1,486,530	5,763,470
88,000,000	7,333,333	265,500	259,960	33,300	66,000	805,280	80,520	1,510,560	5,822,773
89,000,000	7,416,667	265,500	262,920	33,680	66,750	823,420	82,340	1,534,610	5,882,057
90,000,000	7,500,000	265,500	265,870	34,050	67,500	846,100	84,610	1,563,630	5,936,370
91,000,000	7,583,333	265,500	268,820	34,430	68,250	864,250	86,420	1,587,670	5,995,663
92,000,000	7,666,667	265,500	271,780	34,810	69,000	882,390	88,230	1,611,710	6,054,957
93,000,000	7,750,000	265,500	274,730	35,190	69,750	900,540	90,050	1,635,760	6,114,240
94,000,000	7,833,333	265,500	277,690	35,570	70,500	918,680	91,860	1,659,800	6,173,533
95,000,000	7,916,667	265,500	280,640	35,940	71,250	936,820	93,680	1,683,830	6,232,837
96,000,000	8,000,000	265,500	283,600	36,320	72,000	959,500	95,950	1,712,870	6,287,130
97,000,000	8,083,333	265,500	286,550	36,700	72,750	977,650	97,760	1,736,910	6,346,423
98,000,000	8,166,667	265,500	289,500	37,080	73,500	995,790	99,570	1,760,940	6,405,727
99,000,000	8,250,000	265,500	292,460	37,460	74,250	1,013,940	101,390	1,785,000	6,465,000

원천징수 공제 항목 확인

연봉 1억~1.19억

연봉	월급(세전)	국민연금	건강보험	장기요양	고용보험	소득세	지방소득세	공제합계	실수령액
100,000,000	8,333,333	265,500	295,410	37,840	75,000	1,032,080	103,200	1,809,030	6,524,303
101,000,000	8,416,667	378,750	298,370	38,220	75,750	1,050,780	105,070	1,946,940	6,469,727
102,000,000	8,500,000	382,500	301,320	38,590	76,500	1,074,180	107,410	1,980,500	6,519,500
103,000,000	8,583,333	386,250	304,270	38,970	77,250	1,092,900	109,290	2,008,930	6,574,403
104,000,000	8,666,667	390,000	307,230	39,350	78,000	1,111,620	111,160	2,037,360	6,629,307
105,000,000	8,750,000	393,750	310,180	39,730	78,750	1,130,340	113,030	2,065,780	6,684,220
106,000,000	8,833,333	397,500	313,140	40,110	79,500	1,149,060	114,900	2,094,210	6,739,123
107,000,000	8,916,667	401,250	316,090	40,490	80,250	1,167,780	116,770	2,122,630	6,794,037
108,000,000	9,000,000	405,000	319,050	40,870	81,000	1,191,180	119,110	2,156,210	6,843,790
109,000,000	9,083,333	408,750	322,000	41,240	81,750	1,209,900	120,990	2,184,630	6,898,703
110,000,000	9,166,667	412,500	324,950	41,620	82,500	1,228,620	122,860	2,213,050	6,953,617
111,000,000	9,250,000	416,250	327,910	42,000	83,250	1,251,470	125,140	2,246,020	7,003,980
112,000,000	9,333,333	420,000	330,860	42,380	84,000	1,278,770	127,870	2,283,880	7,049,453
113,000,000	9,416,667	423,750	333,820	42,760	84,750	1,306,070	130,600	2,321,750	7,094,917
114,000,000	9,500,000	427,500	336,770	43,140	85,500	1,340,190	134,010	2,367,110	7,132,890
115,000,000	9,583,333	431,250	339,720	43,510	86,250	1,367,490	136,740	2,404,960	7,178,373
116,000,000	9,666,667	435,000	342,680	43,890	87,000	1,394,790	139,470	2,442,830	7,223,837
117,000,000	9,750,000	438,750	345,630	44,270	87,750	1,422,090	142,200	2,480,690	7,269,310
118,000,000	9,833,333	442,500	348,590	44,650	88,500	1,449,390	144,930	2,518,560	7,314,773
119,000,000	9,916,667	446,250	351,540	45,030	89,250	1,476,690	147,660	2,556,420	7,360,247

연봉 1.2억~1.39억

연봉	월급(세전)	국민연금	건강보험	장기요양	고용보험	소득세	지방소득세	공제합계	실수령액
120,000,000	10,000,000	450,000	354,500	45,410	90,000	1,503,990	150,390	2,594,290	7,405,710
121,000,000	10,083,333	453,750	357,450	45,780	90,750	1,532,570	153,250	2,633,550	7,449,783
122,000,000	10,166,667	457,500	360,400	46,160	91,500	1,561,160	156,110	2,672,830	7,493,837
123,000,000	10,250,000	461,250	363,360	46,540	92,250	1,589,740	158,970	2,712,110	7,537,890
124,000,000	10,333,333	465,000	366,310	46,920	93,000	1,618,320	161,830	2,751,380	7,581,953
125,000,000	10,416,667	468,750	369,270	47,300	93,750	1,646,910	164,690	2,790,670	7,625,997
126,000,000	10,500,000	472,500	372,220	47,680	94,500	1,675,490	167,540	2,829,930	7,670,070
127,000,000	10,583,333	476,250	375,170	48,050	95,250	1,704,070	170,400	2,869,190	7,714,143
128,000,000	10,666,667	480,000	378,130	48,430	96,000	1,732,660	173,260	2,908,480	7,758,187
129,000,000	10,750,000	265,500	381,080	48,810	96,750	1,761,240	176,120	2,729,500	8,020,500
130,000,000	10,833,333	265,500	384,040	49,190	97,500	1,789,820	178,980	2,765,030	8,068,303
131,000,000	10,916,667	265,500	386,990	49,570	98,250	1,818,410	181,840	2,800,560	8,116,107
132,000,000	11,000,000	265,500	389,950	49,950	99,000	1,846,990	184,690	2,836,080	8,163,920
133,000,000	11,083,333	265,500	392,900	50,330	99,750	1,875,570	187,550	2,871,600	8,211,733
134,000,000	11,166,667	265,500	395,850	50,700	100,500	1,904,160	190,410	2,907,120	8,259,547
135,000,000	11,250,000	265,500	398,810	51,080	101,250	1,932,740	193,270	2,942,650	8,307,350
136,000,000	11,333,333	265,500	401,760	51,460	102,000	1,961,320	196,130	2,978,170	8,355,163
137,000,000	11,416,667	265,500	404,720	51,840	102,750	1,989,910	198,990	3,013,710	8,402,957
138,000,000	11,500,000	265,500	407,670	52,220	103,500	2,018,490	201,840	3,049,220	8,450,780
139,000,000	11,583,333	265,500	410,620	52,600	104,250	2,047,070	204,700	3,084,740	8,498,593

연봉 1.4억~1.5억

연봉	월급(세전)	국민연금	건강보험	장기요양	고용보험	소득세	지방소득세	공제합계	실수령액
140,000,000	11,666,667	265,500	413,580	52,970	105,000	2,075,660	207,560	3,120,270	8,546,397
141,000,000	11,750,000	265,500	416,530	53,350	105,750	2,104,240	210,420	3,155,790	8,594,210
142,000,000	11,833,333	265,500	419,490	53,730	106,500	2,132,820	213,280	3,191,320	8,642,013
143,000,000	11,916,667	265,500	422,440	54,110	107,250	2,161,410	216,140	3,226,850	8,689,817
144,000,000	12,000,000	265,500	425,400	54,490	108,000	2,189,990	218,990	3,262,370	8,737,630
145,000,000	12,083,333	265,500	428,350	54,870	108,750	2,218,570	221,850	3,297,890	8,785,443
146,000,000	12,166,667	265,500	431,300	55,240	109,500	2,247,160	224,710	3,333,410	8,833,257
147,000,000	12,250,000	265,500	434,260	55,620	110,250	2,275,740	227,570	3,368,940	8,881,060
148,000,000	12,333,333	265,500	437,210	56,000	111,000	2,304,320	230,430	3,404,460	8,928,873
149,000,000	12,416,667	265,500	440,170	56,380	111,750	2,332,910	233,290	3,440,000	8,976,667
150,000,000	12,500,000	265,500	443,120	56,760	112,500	2,361,490	236,140	3,475,510	9,024,490

 

직장인들은 연봉이 높을수록 기분이 좋을 것입니다. 월급을 받으면서 회사는 원천징수를 통해 공제를 진행하는데, 그 중 대표적인 항목이 4대 보험입니다.

나의 공제 금액 확인

기본적인 공제 항목과 비율은 다음과 같습니다.

• 국민연금: 4.5%
• 건강보험료: 3.545%
• 고용보험료: 건강보험료의 12.81%
• 장기요양보험료: 0.90%

또한, 소득세와 지방소득세 등이 추가로 공제됩니다.

 

이에 더해 2024 연봉 실수령액표를 통해 세전과 세후의 계산에 대해 살펴보았습니다. 그러나 이 연봉 실수령액표는 정확하지 않습니다. 각 회사와 개인, 가구 상황에 따라 부양 가족 수, 수당, 연봉 체계 등이 다르기 때문에 대략적인 참고 자료로 여겨져야 합니다. 이 정보가 도움이 되기를 바랍니다.